Best Health Insurance Policy in India
Health insurance is like a safety net for your health. It's a contract that helps you pay for medical expenses if you get sick or injured. Think of it as a financial cushion that covers things like hospital stays, doctor's visits, and medications. Plus, it can even help you save on taxes!
Benefits of Buying Health Insurance
- Compare with ease: No more flipping through brochures! Websites like Policybazaar.com let you compare plans from different companies side-by-side, making it a breeze to find the perfect fit for your needs.
- Skip the hassle: Ditch the branch visits and agent appointments! Buying online lets you purchase your plan from the comfort of your couch, whenever you like.
- Save some cash: Online plans often offer discounts on premiums because insurance companies save on overhead. That means more money in your pocket!
- Lower premiums: You might find plans with lower costs online due to those savings I mentioned. Score!
- Paperwork? Nah: Forget piles of forms! Buying online usually involves minimal paperwork, making the process nice and smooth.
- 24/7 access: Need coverage on a Sunday night? No problem! Online shopping allows you to purchase a plan anytime, even on holidays.
- Pay your way: Avoid carrying cash! You can use secure digital payment methods to pay your premium online.
- Save precious time: Forget spending hours comparing plans - online shopping is fast and efficient. You could have your new plan in minutes!
Best Health Insurance Plans in India
| Best Health Insurance Plans | Entry Age (Min-Max) | Sum Insured (Min-Max) | Network Hospitals |
| Aditya Birla Activ One Plan | Adult: 18 years onwards Child: 91 days - 25 years |
₹2 lakh - ₹6 crore | 11000+ |
| Bajaj Allianz Health Guard Plan | Adult: 18-65 years Child: 90 days - 30 years |
₹1.5 lakh - ₹1 crore | 18400+ |
| Care (Formerly Religare) Supreme Plan | Adult: 18 years onwards Child: 91 days - 24 years |
₹5 lakh - ₹1 crore | 22900+ |
| Cholamandalam Flexi Health Plan | Adult: 18-65 years Child: 90 days 26 years |
₹50,000 - ₹25 lakh | 11000+ |
| Digit Health Care Plus Plan | Adult: 18 years onwards Child: 91 days onwards |
Up to ₹3 crore | 16400+ |
| Future Generali Health Absolute Plan | Adult: 18-70 years Child: 90 days 25 years |
₹3 lakh - ₹1 crore | 8000+ |
| HDFC ERGO Optima Secure Plan | Adult: 18 years onwards Child: 91 days 25 years |
₹5 lakh ₹2 crore | 12000+ |
| IFFCO Tokio Individual Health Protector Plan | Adult: 18-65 years Child: 91 days onwards |
₹50,000 - ₹20 lakh | 7000+ |
| Kotak Mahindra Health Premier Plan | Adult: 18-65 years Child: 91 days 25 years |
₹2 lakh ₹2 crore | 9000+ |
| Liberty HealthPrime Connect Plan | Adult: 18-65 years Child: 91 days 25 years |
₹10 lakh - ₹1 crore | 6000+ |
| Magma HDI OneHealth Insurance Plan | Adult: 18 years onwards Child: 91 days 26 years |
₹2 lakh ₹1 crore | 8400+ |
| ManipalCigna ProHealth Prime Plan | Adult: 18- 70 years Child: 91 days 17 years |
₹3 lakh - ₹15 lakh | 8500+ |
| National Mediclaim Plus Plan | Adult: 18-65 years Child: 90 days 18 years |
₹2 lakh - ₹50 lakh | 6000+ |
| New India Assurance Yuva Bharat Health Policy | Adult: 18-45 years Child: 90 days 25 years |
₹5 lakh - 50 lakh | 8000+ |
| Niva Bupa (Formerly known as Max Bupa) ReAssure 2.0 Plan | Adult: 18-65 years Child: 91 days 30 years |
₹5 lakh - ₹1 crore | 10000+ |
| Oriental Happy Family Floater Policy | Adult: 18-65 years Child: 91 days - 25 years |
₹1 lakh - ₹50 lakh | 3300+ |
| Raheja Health QuBE Insurance Plan | Adult: 18-65 years Child: 90 days - 25 years |
₹1 lakh - ₹50 lakh | 5000+ |
| Reliance Health Gain Plan | Adult: 18-65 years Child: 91 days 25 years |
₹3 lakh - ₹1 crore | 9100+ |
| Royal Sundaram NeXT Gen Health Insurance Plan | Adult: 18-75 years Child: 91 days 25 years |
₹5 lakh - ₹1.5 crore | 10000+ |
| SBI Arogya Supreme Policy | Adult: 18-65 years Child: 91 days 25 years |
₹1 lakh - ₹5 crore | 16625+ |
| Star Smart Health Pro Plan | Adult: 18-50 years Child: 91 days 25 years |
₹5 lakh - ₹1 crore | 14000+ |
| Tata AIG MediCare Plus Plan | Adult: 18-65 years Child: 91 days 25 years |
₹3 lakh - ₹1 crores | 10000+ |
| United India Individual Health Insurance Plan | Adult: 18-65 years Child: 91 days 18 years |
₹2 lakh - ₹20 lakh | 14000+ |
| Universal Sompo Complete Healthcare Insurance Plan | Adult: 18-75 years Child: 91 days 25 years |
₹1 lakh - ₹50 lakh | 12000+ |
| Zuno (Formerly Edelweiss) Health Insurance Plan | Adult: 18-65 years (No limit under the Platinum variant) Child: 90 days 26 years |
₹1 lakh - ₹1 crore | 10000+ |
Having a great health insurance plan in India is like having a safety net for you and your family. It covers things like hospital stays, surgeries, medicines, and tests. With the right plan, you can choose from a bunch of hospitals and doctors, so you always get the best care. It’s like having a financial cushion to protect your savings from big medical bills. Plus, it gives you peace of mind knowing you’re covered if something unexpected happens. So, getting a good health insurance plan is a smart choice to protect your health and your wallet.